Terms of use & disclaimer
By using this site, you agree to these straightforward terms. The big takeaway: estimates are educational, not advice.
Educational use only
All calculator outputs and content on this site are educational estimates based on publicly available data. They are not:
- Veterinary medical advice — consult a licensed veterinarian for any health-related decisions.
- Financial or insurance advice — consult a licensed advisor or broker for purchase decisions.
- Legal advice — consult an attorney for legal questions.
- Guarantees of price — actual costs vary by clinic, location, and your pet's individual case.
No warranty
The site is provided "as is" without warranties of any kind. We make reasonable efforts to keep data current, but cannot guarantee accuracy at any point in time.
Limitation of liability
To the maximum extent permitted by law, we are not liable for any damages, decisions, or outcomes resulting from use of the site or its calculators. Use the calculators as a starting point for budget planning — verify pricing with your veterinarian and any insurance carriers you're considering.
Intellectual property
Site content (copy, calculator logic, design) is © PetPlanWise. The cost data files in /assets/data/ aggregate publicly available source data — see our sources page.
Affiliate links
We participate in affiliate programs and may earn commissions from qualifying purchases. See our affiliate disclosure for details.
Changes
We may update these terms periodically. Continued use after changes constitutes acceptance of the updated terms. Last updated: 2026-05.